It may console you to know that you are not alone if you are experiencing financial fear, overwhelm or even shame. In fact, it is estimated that 80% of the population has some level of disordered behavior related to their finances (just like their are disordered relationships to food).
The reality is that the situation that you might currently find yourself might not be your fault.
Although I'm a firm believer that we need to take personal responsibility for EVERYTHING that is showing up in our lives, because if we don't, we can't change it, the reality is that you might currently be playing out a program that got hardwired in your brain a long time ago and it's hard to compete with that when you are trying to get ahead.
The good news (and your responsibility) is that you can change this stressful reality, you can create a positive and empowering future relationship with money and thereby achieve the success you want.
Financial freedom or lack of it is not random. It mostly comes from deep-seated beliefs and behaviors that got hardwired in your brain, before the age of 12.